Your Guide To Diamond Ring Settings

February 23rd, 2013 by admin No comments »

For many one of the best things about a diamond ring is the simplicity. There are only two big decisions to make before you get down to the specifics of choosing the actual ring and that is price and style.

In the world of jewellery and the craftsmanship that entails, one can very much determine the other. To understand why is to look closer at style and all that comprises – the size and cut of the diamonds, the precious metals used and the settings they are bound together in.

This article is designed as a guide to the basics of diamond ring settings, to help you make an informed decision and not be blinded by technical terms when surrounded by the twinkling lights of the jewellers shop.

Firstly, there are only four primary settings used for setting diamonds and then a wide variety of variations therein. These are: Prong, Bezel, Tension and Melee.

Prong Setting

Perhaps the most common setting for diamonds, the prong allows maximum light in whilst securely holding the stone in place. 4, 5, 6 and even 8 prongs are used. Ideal for a solitaire diamond the prong setting shows off the diamond brilliantly, although often the profile is high, meaning it stands away from the hand and can get caught on or scratch things, which may not be practical for everyone. » Read more: Your Guide To Diamond Ring Settings

How to Locate a Loved One’s Life Insurance Policy

February 23rd, 2013 by admin No comments »

Maryland, named for Queen Henrietta Maria and nicknamed the Old Line State, is a small but undeniably mighty part of the Union. Consider that Maryland is the ninth smallest state (by area), yet numbers nineteenth in terms of population, and has the distinction of being the wealthiest state in the country, with residents enjoying the highest median household income in the U.S. Surrounded by so many neighbors and with so much in their homes to protect, purchasing insurance in Maryland should be a priority for responsible residents.

Thousands of professionals are open for business

Apparently most Maryland residents are heeding the call for coverage; the state boasts a thriving $27 billion insurance industry, and lists more than 47,000 professional insurance agents and more than 1,400 insurance companies serving policyholders in the state. No doubt the agents and insurers alike will have their hands full in dealing with claims resulting from Sandy, the super-storm that battered the Eastern seaboard recently. Hurricanes and tropical storms have historically presented danger to Maryland residents, swelling streams, rivers, bays, and tributaries to the point of flooding. » Read more: How to Locate a Loved One’s Life Insurance Policy